• White & Stradley devote a significant portion of their practice to protecting clients wronged by insurance companies.

Questions About Insurance Bad Faith

Insurance Bad Faith Lawyers

How do I know if my insurance company is guilty of bad faith practices?

Your insurance company is in a position of trust.  Because of this, it has an even greater obligation to treat you fairly with regard to the insurance policy that you paid for than some other businesses with which you contract. Whether you’re dealing with a denial, delay, or other dispute, the skilled bad faith attorneys at White & Stradley, PLLC can help you discover if your insurance company is acting in bad faith to avoid paying your claim.

Can I file a bad faith lawsuit against any type of insurance company?

Yes, although the laws and language governing how insurance companies should operate may differ, any policyholder has the right to file a claim against a first-party or third-party insurer should he or she suspect illegal withholding of benefits. The lawyers at White & Stradley assist clients all over the country with life insurance claim disputes, health insurance denials, auto insurance bad faith, homeowner’s insurance disputes, and other types of claims involving the wrongful denial, delay or underpayment of insurance policy benefits.

What if I filed a claim through my insurance company and they won’t return my calls?

Part of the implied agreement of good faith that all insurance companies must abide by includes the duty to handle all claims in a timely manner. If you are being ignored by your insurance company, you may have a legal right to demand compensation through the courts. In many cases, insurers keep people waiting for months and give them the impression that their claim is being investigated when they really have no intention of paying.

Is a claim denial a sufficient reason to sue my insurance company?

Claim denials based on faulty reasoning that does not respect policy terms are the most common type of bad faith practice we see, but together we will need to analyze the denial and pinpoint exactly why the denial should be considered a bad faith practice. However, the claim denial does not necessarily need to be unjustified for you to bring a lawsuit against your insurer. For example, even if an insurer has a reasonable basis for denying your claim, your insurer may be found liable for failing to investigate the claim within a reasonable amount of time — in which case you may be entitled to compensation for the wrong.

If you feel you were wrongfully denied payment on your insurance policy, or if you are unsure, it is a good idea to have a bad faith insurance lawyer review your policy and answer your questions about insurance bad faith claims to determine if the insurance company acted in bad faith.

How can a bad faith insurance lawyer help me?

If you find yourself struggling to get paid on an insurance policy for disability, homeowner’s, auto, life, or other type of insurance benefits from your insurer, sitting down to have one of our bad faith insurance lawyers evaluate your situation can help you resolve the situation. We will handle your case with integrity, personal service, and aggressive legal strategy to ensure your family gets a fair amount of damages to make up for your insurer’s mishandling of your claim. Our insurance lawyers can take care of all communication with the insurance company and work to build a strong case against them while you concentrate on getting your life back on track.

To set up a free legal consultation with our knowledgeable bad faith attorney team, please contact White & Stradley, PLLC today. Serving clients in North Carolina and nationwide. We work on contingency fee, which means you pay nothing until we achieve compensation for your losses.