Representing Clients in North Carolina and throughout the US
Every day, millions of people around the country sign contracts with insurance companies with the intention of protecting the things they care about in life, like their auto, home, or business. These trusting policyholders make monthly payments in exchange for the peace of mind that comes with knowing an insurer is there to help them recover when unexpected loss occurs. Unfortunately, it is not uncommon for all types of insurance companies to ignore their contractual obligations to policyholders for the simple aim of saving a buck. The results can be devastating for families, but there is hope. Nationwide bad faith insurance lawyers like the team at White & Stradley are constantly working against corrupt and underhanded insurance companies to ensure their clients get the treatment and benefits they need to get back on their feet.
What is “Bad Faith?”
When an individual or business enters into a contact for an insurance policy, they expect the insurer to act “in good faith,” which means to fulfill their obligations to compensate policyholders for covered losses. An insured person may have a bad faith claim against its insurer when the insurance company fails to pay claims that it should owe as stated in the policy through delay or outright denial, or if the company fails to provide policyholders with competent legal defense. By failing to uphold their end of the bargain, the insurer is not acting in good faith, which in legal terms is known as a case of “bad faith” with grounds for legal action. Bad faith insurance disputes happen with every type of insurance that can be purchased, including:
- Auto insurance including liability, collision, uninsured motorist coverage
- Short- and long-term disability insurance in the event of a disabling condition
- Homeowner’s insurance to protect against risk of risk of property injury lawsuits or home damage/loss
- Life insurance and health insurance disputes
Failing to honor policyholders’ contracts is not only bad business, it can have serious financial consequences for the families affected by car accidents, home damage, business loss, and other issues. A skilled attorney team can help you identify and evaluate the amount of damages you can likely recover through legal action.
Legal Remedies for Insurance Disputes
The attorneys at White & Stradley, PLLC investigate cases of breach of contract and bad faith for clients willing to fight for what’s fair.
If you or someone in your family has purchased insurance and is being denied the proper protection in exchange for your paid premiums, our skilled nationwide bad faith insurance lawyers can help. We represent individuals and businesses dealing with delays, claim denials, underpayments, and other bad faith practices
To learn more about bad faith insurance, please contact the experienced attorneys at White & Stradley, PLLC today. We offer free consultations and will come to you if you need.