• White & Stradley devote a significant portion of their practice to protecting clients wronged by insurance companies.

Auto Insurance Bad Faith Claims

Representing Clients in North Carolina and Throughout the US

Our auto insurance bad faith claims lawyers have spent countless hours assisting clients who’ve been burned by unfair auto insurance practices. If your auto injury claim been denied under an auto insurance policy, or if your auto injury claim has been unfairly delayed, our attorneys will help you fight for the full value of your original claim and pursue the insurance carrier to pay you a penalty for their bad faith.

We handle all types of auto insurance injury claim denials and complex auto-insurance related claims to right the wrongs that have occurred and get the insurance companies to pay what’s fair. Please note that we do not handle auto insurance property damage claims.

Types of Bad Faith Auto  Insurance Injury Practices

The laws surrounding insurance practices are complex and require specialized skill and expertise to effectively navigate and apply them to real-life scenarios. Our bad faith auto insurance injury claims lawyers can work with local legal professionals to assist clients who are dealing with auto insurance claim disputes, including:

  • Auto insurance injury claim denials
  • Insurance payout delays on injury claims
  • Underpayment of injury claims
  • Failure to settle within policy limits
  • Insurance bad faith
  • Bad faith concerning underinsured motorist,  uninsured motorist, and liability coverage
  • Recission (unwarranted cancellation of a policy)
  • Uninsured and underinsured motorist coverage
  • Mishandling of your claim by insurance company-provided lawyers

Insurance Bad Faith

An insurer may be found guilty of “bad faith” if it denies liability after your injury for a frivolous or unfounded reason. Here are a few of the common situations that may be considered bad faith:

  • Failure to provide prompt, fair and reasonable evaluation of damages on a claim
  • Attempts to under-settle a claim
  • Failure to defend a policyholder who is being sued
  • Failure to reply to a policyholder regarding a claim
  • Lack of investigation on a claim, and failure to pay benefits
  • Failure to affirm or deny coverage within a reasonable amount of time
  • Harassment or intimidation of the policyholder during an investigation
  • Illegal investigation practices
  • Unreasonable delays in payouts

Starting a Case Against Your Auto Insurer

If your insurer is guilty of bad faith or other breach of contract in the question of your auto injury insurance policy, our team will investigate the situation and gather all of the necessary information needed to build a strong case against the insurer. As a policyholder who has suffered damages due to the insurer’s wrongdoing, a lawsuit may offer you the opportunity to reclaim the money lost, as well as additional damages possibly including punitive damages and attorneys’ fees.

If you believe that you may have a bad faith claim against your auto insurance company related to your injury policy, please contact White & Stradley, PLLC for a no charge case evaluation.